1042 N. El Camino Real, Suite B330
Encinitas Blvd, CA 92024

Phone: (760) 635-7755
Toll Free: (866) 304-7755

Dan Palmer
Fax: (760) 874-2841
Cell: (858) 229-6264
CA DRE License # 01364335
NMLS Lic # 289261

Dan has been a top producing mortgage planner for over 6 years… but makes you will feel like you are his only client. He knows how to use the very best strategies to fit your specific financial needs, and will give you straight advice combined with creative options. Dan is a master troubleshooter and problem solver and carefully monitors all the intricacies of your file to ensure a smooth process.

Dan lives in Encinitas, CA with his wife and business partner Emily, their sons Hudson and Wyatt and dog Max. He is an active member of the National Association of Realtors (NAR), Certified Mortgage Planning Specialist Organization (CMPS), The National Association of Mortgage Brokers (NAMB) and the YMCA Kids-to-Camp program. Look for Dan at the beach with the family or enjoying time with his friends and family around town!


Emily Palmer
Fax: (760) 454-4217
Cell: (760) 822-7063
CA DRE License # 01386946
NMLS Lic # 289062

Emily has nearly a decade of mortgage planning experience and has achieved “Top Producer” throughout her career. Her ever growing list of impressed clients is spread throughout the country. From the experienced investor to the first time home buyer, each client benefits from her vast knowledge and unmatched tenacity that she puts into each file. Emily’s goal is to provide every client with professional, friendly, ethical and honest service.

Emily lives in Encinitas, CA with her husband and business partner Dan, their sons Hudson and Wyatt and dog Max. She is a licensed mortgage broker in several states and an active member of the National Association of Realtors (NAR), National Association Of Mortgage Brokers (NAMB), Women’s Council of Realtors and the Angel Foster Family Network. Look for Emily on a long run around town -she is an accomplished marathoner- or at one of her many active social groups!